House Buying Checklist

Before You Start

• Determine your budget and get pre-approved for a mortgage.
• Identify your housing needs and preferences (e.g., location, size, style).
• Research the housing market in your desired area.

Finding a Realtor

• Seek recommendations and research local real estate agents.
• Interview potential realtors to find the right fit.

House-Hunting

• Create a list of must-have and nice-to-have features for your new home.
• Schedule property viewings with your realtor.
• Take detailed notes and photos during property visits.
• Consider the neighborhood and proximity to essential amenities.

Financial Preparation

• Review your credit score and history.
• Compare mortgage options and interest rates.
• Calculate estimated monthly housing costs, including taxes and insurance.

Making an Offer

• Determine your initial offer price based on market research.
• Include contingencies for inspections and financing in your offer.
• Be prepared for negotiations with the seller.

Home Inspection

• Hire a qualified home inspector to assess the property.
• Review the inspection report and negotiate repairs with the seller.

Closing Process

• Coordinate with your lender to finalize your mortgage.
• Secure homeowners insurance.
• Conduct a final walkthrough of the property.
• Review and sign all necessary legal documents.
• Arrange the transfer of funds to complete the purchase.

Moving In

• Plan your move and hire a moving company if needed.
• Update your address with relevant parties (e.g., post office, utility companies).
• Set up utilities and services in your new home.

Post-Purchase

• Create a home maintenance schedule.
• Consider home improvement projects or renovations.
• Get to know your new neighbors and community.

Legal and Financial Considerations

• Familiarize yourself with property taxes and local regulations.
• Keep all important documents related to your home purchase organized.

Enjoy Your New Home!

• Celebrate your successful home purchase!
• Begin settling into your new home and make it your own.

2023 © Evan Marsland.